Unit – 6 – Quiz

Which of the following is the most important type of commercial bank?

Banks make frequent changes in their product profile including introduction of new products etc. This is called

Increase in CRR ____________ interest rate and pulls inflation to some extent

Which one of the following is not a component of Basel 1 tier 1 capital?

Making international loans meant the banks could reduce the __________arising from operating in a purely domestic market.

According to which theory money laundering was used first time after watergate scandal in1970s and then was recognized internationally

The relationship between an agent and principal is an example of

NPCI stands for which of the following?

A _____________ is a type of cheque which is valid in the given city and a given branch in which the issuer has an account and to which it is connected.

A banking system where all operations are confined to a single office is known as

Which of the following is not a primary function of commercial bank?

Which of the following banks are not covered under bnaking ombudsman scheme?

Branches should not open deposit/ advances account of banned/ terrorist organizations as circulated as

This is the last stage of money laundering process. In this stage, funds that were cleaned earlier are used to purchase the legitimate assets

Only for public companies, the banker insists upon this document for verification.This certificate is

All commercial banks demand deposit liabilities may decrease as a result of

If the endorser endorses the instrument in such a way as to escape from his liability in the case of dishonor, the endorsement is called

Non-Performing assets of commercial banks means their loans

Under the Term Loan Scheme, projects costing up to _______ are considered for financing.

Which of the following types of accounts are known as Demat Accounts?

This theory says that by the purchase and sale of securities, the central bank is in a position to increase or decrease the cash reserves of the commercial banks and therefore increase or decrease the supply of credit in the economy. This is

Basel 3 will require banks to hold 4.5% of _______ and 6% of ______________of risk-weighted assets

Compared to ______, the activities of financial markets in _______ and _________ are more domestic.

It is an order issued by a competent court of law addressed to a banker instructing him to stop or withhold payment of money belonging to a particular person who has committed a default in satisfying the claim of his creditors. Therefore, whenever a bank receives such an order, the banker has to obey the order fully. This is

Which of the following is the correct order of stages of credit analysis 1. Collecting and analyzing information about the company applying for a loan and formulating indicators about its financial situation;
2. Collecting and analyzing information about the credit event;
3. Assessing the credit risk;
4. Checking the reliability of the information, provided by the company applying for a loan;
5. Preparing an analysis of the credit risk;
6. Taking a decision;
7. Setting the credit terms.